Onit Credit Repair

Privacy Policy

Privacy Policy
© www.onitcreditrepair.com – Powered by On it Credit Repair – All Rights Reserved

Our website is designed to collect and maintain sensitive personal information, including information about your financial accounts and credit history. We are committed to the responsible stewardship of this information. This privacy notice is designed to explain how we collect, use, and disclose personal information of prospective, current, and former customers. This notice also describes your privacy choices. Please take a moment to review this privacy policy and feel free to contact us with any questions using our contact form by clicking on Contact Us in the Help Center on our website.

A special note about our privacy policy: The provisions of this policy apply both to CURRENT AND FORMER Members along with consumers who provide personal information on our sign-up pages but do not complete their Membership application. If you have provided sign-up information, you may still opt-out of our use and sharing of your information using the links below, even if you are not registered for our service.

WHAT PERSONAL INFORMATION DO WE COLLECT?
We collect three types of Personal Information from you:

Contact Information – such as your name, residential, business, and/or mailing address, e-mail address, and telephone or mobile number(s).

Financial Information – such as information on your creditors and accounts, and the specific actions you take regarding those accounts, as well as your credit card information (used to pay for our services). We may also receive information from your creditors or the credit reporting agencies about your accounts. This information is classified as Financial Information.

Profile/Membership Information – such as demographic information, credit, identity, and other personal profile data that you provide when you visit our website, register, or use our service, as well as your Membership preferences.

From time to time, we may also collect or ask for additional Personal Information. Any Personal Information you provide to us is voluntary, and you can opt out of providing certain Personal Information requested by us. However, your refusal to provide certain Personal Information may hinder or restrict your ability to use the website and services.

Some of our services involve us acting as your authorized agent to make requests on your behalf. Before we act as your agent, you are required to provide information to us so that we may identify you.

WHAT NON-PERSONAL INFORMATION DO WE COLLECT?
Besides the Personal Information referenced above, we may collect other non-personally identifiable information, such as IP address, browser type, operating system, and user interactions with the website. We use this information to improve our services and analyze usage patterns.

A special note about cookies:
We use “Cookies” to enhance your customer experience. Cookies are small files stored on your device that help us recognize you on future visits. We may also work with third parties to serve ads on our websites that contain cookies and action tags to measure advertising effectiveness.

HOW DO WE USE YOUR PERSONAL INFORMATION?
The primary reasons we collect personal information are to:

Enroll you in our Membership program.
Provide products and services that you have requested.
Promote products and services to you.
We use your Contact Information to provide general Membership communications, specific messages about your Membership, promotional messages, and telephone calls from us and our partners (unless you opt-out). We use your Financial Information to process payment for services and provide Membership services.

We may also use your information for administrative purposes and to analyze and improve our services.

WHEN DO WE SHARE YOUR PERSONAL INFORMATION WITH OTHERS?
We may share your personal information with third parties under the following circumstances:

To process your requests and provide services.
With third-party service providers that assist us in performing services on our behalf.
With third parties for marketing purposes, unless you opt out.
As required by law to prevent fraud or in response to a subpoena.
In the event of a merger, acquisition, or reorganization of On it Credit Repair.

WHAT CHOICES DO I HAVE?
You have choices with regard to marketing communications and data sharing:

You can opt-out of receiving marketing communications by clicking here or by following the opt-out instructions in the emails we send.
You may also opt-out of promotional telephone calls by contacting Customer Service.

HOW DO I UPDATE OR CORRECT MY PERSONAL INFORMATION?
If you are a Member, please log in to your On it Credit Repair account. If you are not a Member, please contact Customer Service.

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?
We employ reasonable technical, physical, and administrative safeguards to protect your personal information. We use SSL encryption for secure data transmission over the Internet.

WHAT HAPPENS IF WE CHANGE OUR PRIVACY POLICY?
We may revise this privacy notice as our business evolves. If we make material changes, we will notify you and provide the opportunity to opt-out of having your information handled under the new policy. Minor updates will be posted to this policy.

FOR USERS OUTSIDE OF THE UNITED STATES:
The On it Credit Repair website is hosted in the United States. By using our website, you consent to the transfer of your data to the U.S. and to the application of U.S. law.

LEGAL DISCLAIMER
The On it Credit Repair website operates “AS-IS” and “AS-AVAILABLE,” without warranties of any other kind.

CONTACT US
If you have any questions about this Privacy Policy, please contact us at customerservice@onitcreditrepair.com
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